Everything About Lending Is Negotiable—Interest, Fees, Restructuring, and Repayment. Tell any lenders who will not allow you to negotiate to meet you in the court

Interest Rate on loans, authorized overdrafts and other advances/facilities2 Note that when there is a change in the agreed rate, the customer must be notified within 5 business days in advance of application of the new rate.: NEGOTIABLE

Drawing against Uncleared Effects : Negotiable

Micro Leasing/Microfinance related Hire purchase: Negotiable

Penal Rate for late repayment of loans, authorized overdrafts, micro leases, microfinance-related hire purchase and other advances/facilities: Negotiable