Check N Go

Check N Go is a major US storefront payday lender launched in 1994 from Cincinnati within a family of entities now organized under CNG Financial Corporation and affiliated Axcess Financial companies. It offers two- to four-week payday advances plus longer installment loans marketed as alternatives to payday products, typically spanning three to eighteen months, alongside cash advances, check cashing and prepaid debit cards at hundreds of locations. Online and store availability varies by state, Texas runs through third-party lenders, and the holding company separately holds California debt collector licenses.

Pricing sits at the highest end of short-term lending. Consumer reviews document maximum APRs in the 260 to 370 percent range depending on the state, and Ohio payday reform eventually forced far lower in-state pricing, but its fee-based model still costs much more than credit cards or unsecured personal loans. Consumer advocates describe the model as classic repeat-cycle payday lending, so explore cheaper options first and read your own state disclosures carefully before signing.

Note: This is a directory entry. Always confirm the latest rates, fees and eligibility directly with the lender before borrowing. The rate shown is the typical top advertised APR converted to a monthly equivalent for comparison purposes.