KudiNow

KudiNow is a mobile credit application named in Bank of Ghana Notice BG/GOV/SEC/2026/36, dated 6 October 2026. The regulator lists KudiNow among apps operating without the required licence or authorisation to provide digital credit in Ghana. The notice does not identify a verified lending company or confirm the terms presented to users, so loan limits, pricing and repayment periods remain unsubstantiated here.

The Bank says such activity contravenes the September 2025 directive and creates serious concerns around customer-data privacy, consumer protection and regulatory compliance. It strongly advised the public not to engage with the named providers. Prospective borrowers should verify the legal provider and licence status through official BoG channels and should not pay advance fees or grant broad permissions on the basis of an in-app promise alone.

Note: KudiNow is listed in Bank of Ghana Notice BG/GOV/SEC/2026/36 as unlicensed; the Bank advises the public not to engage with it.