QuickCredit

QuickCredit is a Guaranty Trust Bank Ghana salary-credit facility for retail customers whose salary accounts are held with the bank. The official product page says eligible customers may borrow up to 100 percent of monthly salary at an annual interest rate of 18 percent, with a flexible repayment period of up to twelve months. The offer is accessed through *737*0# and the bank credits approved funds to the customer account.

To apply, the customer selects Payday Credit from the USSD menu, enters an amount and tenor, reviews the terms and authorises the request with their PIN. Repayment and early closure are also available through the same USSD channel. The product is therefore tied to an existing GTBank salary relationship rather than an open-to-everyone cash-loan app; customers should check their personal offer and the linked terms before accepting.

Note: This directory entry reflects GTBank Ghana published terms. Confirm your own eligibility, annual rate, fees and repayment schedule directly with the bank.