Smart Loan

Smart Loan is a micro loan product from Fidelity Bank (Ghana) LTD, authorised by the Bank of Ghana under its digital credit regulations. The product offers small-value loans to qualified customers through the bank\'s mobile and digital channels, with application processing completed primarily online.

Loan amounts are typically modest, designed to meet short-term financial needs, and repayment terms are structured around the borrower\'s income cycle. Interest rates and fees are disclosed during the application process, and customers are encouraged to compare the total cost of borrowing against alternative credit sources, including other registered micro-finance institutions in Ghana.

Note: This is a directory entry. Always confirm the latest rates, fees and eligibility directly with Fidelity Bank (Ghana) LTD before borrowing.