Speedy Cash

Speedy Cash is a US short-term consumer lender selling payday loans, installment loans, lines of credit, title and pawn products both online and through a large chain of storefront locations. As a state-licensed direct lender in nearly every market it serves, amounts and pricing vary sharply by state: payday products generally run from about 50 dollars up to a few hundred dollars due on the next pay date, while installment products can stretch to 24 payments with interest accruing daily and savings for early payoff. In Texas it operates under the state credit access business model with third-party lenders.

Pricing is disclosed by state but expensive. Published fee schedules show charges on the order of 17 percent or more of the amount financed per period for payday advances, producing APRs in the several-hundred-percent range, and example multi-month installment loans have been advertised with APRs far above mainstream personal-loan rates. That makes Speedy Cash a workable emergency option but a poor long-term borrowing source, and repeat rollovers can compound fees quickly.

Note: This is a directory entry. Always confirm the latest rates, fees and eligibility directly with the lender. Loan amounts, terms and pricing vary by US state, and the rate shown is the typical top advertised APR converted to a monthly equivalent for comparison purposes.