pretsohben.com

Prêts Oh-Ben is a Canadian payday loan company headquartered in Longueuil, Quebec, Canada. The company operates through its website pretsohben.com, providing short-term loans to consumers across Quebec and Canada.

Prêts Oh-Ben is licensed by Office de la protection du consommateur (Quebec consumer protection office), distinguishing it from many unlicensed payday lenders operating in Canada. The company offers personal loans of $500 or more, with repayment terms of 3, 6, or 12 installments depending on the borrower's pay schedule.

Prêts Oh-Ben can be contacted by phone at 1 888 207 4929 ext# 1, by fax at 438 793-4399, or by email at info@pretsohben.com. Applications can be submitted online through the company's website at prod.softloan.ca/signup/67413b325a20b525373757eb/67428e115a20b52537376d05.

According to Trustpilot reviews, Prêts Oh-Ben has received positive feedback from customers, with many reviewers praising the company's fast service, professionalism, and helpfulness. Customers have described the company as providing quick access to funds when needed, with a straightforward application process and responsive customer service.

Founded in 2013, Prêts Oh-Ben emphasizes that it does not conduct credit checks, making loans accessible to borrowers with poor or limited credit history. The company states that borrowers can use the loan funds for any purpose, providing flexibility for borrowers facing various financial needs.

As a licensed lender in Quebec, Prêts Oh-Ben is subject to provincial consumer protection regulations governing payday lending. This licensing provides consumers with greater protections compared to unlicensed lenders, including clearer disclosure of loan terms, limits on interest rates and fees, and access to complaint resolution mechanisms.

Consumers considering borrowing from Prêts Oh-Ben should still carefully review the loan agreement, understand the total cost of borrowing including all fees and interest charges, and ensure they can afford the repayment terms before accepting a loan.